Directory and Organizational Structure
Explore our directory and organizational structure to understand who leads our bank and how we work together to achieve our goals.
Ignacio Yarur Arrasate
President
Juan Edgardo Goldenberg P.
Vice President
Diego Yarur Arrasate
Director
José Pablo Arellano Marín
Director
Claudia Manuela Sánchez Muñoz
Director
Klaus Schmidt-Hebbel Dunker
Independent Director
Hernán Orellana Hurtado
Director
Mauricio Larraín Garcés
Independent Director
Jorge Becerra Urbano
DirectorThe average tenure of the members of the Board of Directors is 6.33 years.
Board Remuneration
For more information about the Board and its functions, Download the Integrated Report 2023
Board Policies
Director Nomination Recommendations BCI
Regulations of the Board of Directors BCI (Spanish version)
Directors Information for DJSI Application:
| Director | Luis Enrique Yarur | Jose Pablo Arellano | Juan Edgardo Goldenberg | Claudia Manuela Sánchez | Mario Gómez | Miguel Angel Nacrur | Klaus Schmidt-Hebbel | Hernan Orellana | Jorge Becerra |
| Condition 1 | NO | OK | OK | OK | NO | OK | OK | OK | OK |
| Condition 2 | NO | NO | OK | OK | NO | OK | OK | OK | OK |
| Condition 3 | NO | NO | OK | OK | NO | OK | OK | OK | OK |
| Condition 4 | OK | OK | OK | OK | OK | OK | OK | OK | NO |
| Condition 5 | NO | OK | OK | OK | NO | OK | OK | OK | NO |
| Condition 6 | NO | OK | OK | OK | OK | OK | OK | OK | OK |
| Condition 7 | OK | NO | OK | OK | OK | OK | OK | OK | OK |
| Condition 8 | OK | OK | OK | OK | OK | OK | OK | OK | OK |
| Condition 9 | OK | OK | OK | OK | NO | OK | OK | OK | OK |
| Independent | NO | NO | YES | YES | NO | YES | YES | YES | YES |
| Meet all | 4 | 6 | 9 | 9 | 4 | 9 | 9 | 9 | 7 |
| Meet the first 3 | 0 | 1 | 3 | 3 | 0 | 3 | 3 | 3 | 3 |
List of Conditions:
- The director must not have been employed by the company as an executive in the last five years.
- The director must not accept or have a family member who accepts any payment from the company or a parent or subsidiary company of the company exceeding USD $60,000 during the current fiscal year or any of the past three fiscal years.
- The director must not be a family member of an individual who has worked, or in the last three years was employed, by the company or by a parent or subsidiary of the company as an executive officer.
- The director must not be (and must not be affiliated with a company that is) an advisor or consultant to the company or a member of the company's senior management.
- The director must not be affiliated with a significant customer or supplier of the company.
- The director must not have personal services contract(s) with the company or a member of the company's senior management.
- The director must not be affiliated with a non-profit entity that receives significant contributions from the company.
- The director must not have been a partner or employee of the company's external auditor during the last three years.
- The director must not have any other conflict of interest that the board determines cannot be considered independent.
*Clarification: Payment in USD $60,000 (Condition 2). A director who accepted or who has a Family Member who accepted any payments from the company or any parent or subsidiary of the company in excess of $60,000 during any period of twelve consecutive months within the three years preceding the determination of independence, other than the following:
- (i) compensation for board or board committee service;
- (ii) payments arising solely from investments in the company’s securities;
- (iii) compensation paid to a Family Member who is a nonexecutive employee of the company or a parent or subsidiary of the company;
- (iv) benefits under a tax-qualified retirement plan, or nondiscretionary compensation;
- (v) loans from a financial institution provided that the loans (1) were made in the ordinary course of business, (2) were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with the general public, (3) did not involve more than a normal degree of risk or other unfavorable factors, and (4) were not otherwise subject to the specific disclosure requirements of SEC Regulation S-K, Item 404;
- (vi) payments from a financial institution in connection with the deposit of funds or the financial institution acting in an agency capacity, provided such payments were (1) made in the ordinary course of business; (2) made on substantially the same terms as those prevailing at the time for comparable transactions with the general public; and (3) not otherwise subject to the disclosure requirements of SEC Regulation S-K, Item 404; or
- (vii) loans permitted under Section 13(k) of the Act. Provided, however, that in addition to the requirements contained in this paragraph (B), audit committee members are also subject to additional, more stringent requirements under Rule 4350(d).
Ignacio Yarur Arrasate
President
Born in 1974. Lawyer from the Pontificia Universidad Católica de Chile; MBA from IESE Business School (IESE), Spain.
Joined the Board of Bci on January 1, 2024.
Current Positions
• President of Empresas Jordan S.A.
• President of Mas Analytics Consulting SpA.
• Director of Empresas JY S.A.
• Director of Enseña Chile, Fundación YA, Fundación Lago Colico, Fundación Chile Mujeres.
• Director of Servicios Financieros y Administración de Créditos Comerciales S.A.
Previous Positions
• Associate at Carey y Cia Abogados 1998-2002
• At Bci (since 2004), held various roles including Private Banking Manager, Corporate Wholesale Manager, Corporate Retail Manager, Corporate Digital Transformation Manager, and Corporate Digital Ecosystem Manager.
• Vice President of Digital Transformation at City National Bank of Florida
• Chairman of the Board of Bci Corredor de Bolsa S.A.
• Director at Bci Factoring S.A., Bci Asesoría Financiera S.A., Bci Corredor de Seguros S.A, Normaliza S.A, Pagos y Servicios S.A.
• President of TuVes S.A
• Director of the Teatro Municipal de Santiago.
Committees he participates in:
• Executive Committee of the Board (President)
• Finance and Corporate Risk Committee (President)
• Operational and Technological Risk Committee (President)
• Innovation and Technology Committee (President)
• Sustainability Committee (President)
• People and Culture Committee (President)
• Ethics Committee (President)
Votes obtained in the Ordinary Shareholders' Meeting of April 9, 2024: 32,038,575
Juan Edgardo Goldenberg P.
Vice President
Born in 1957, he is a lawyer from the University of Chile. He has been a member of the Bci Board of Directors since January 31, 2018.
Other current positions:
- Partner at Goldenberg & Lagos Abogados Ltda.
- Member of the Chilean Bar Association and the Tax Commission of this professional association.
- Founding member of the Chilean Institute of Tax Law.
- Member of the International Section of the American Bar Association.
- Member of Amcham.
- Director of Empresas Copec S.A. and AntarChile S.A.
Previous positions:
- Professor of Civil Law at the Pontifical Catholic University of Chile.
- Professor of Tax Law at the Pontifical Catholic University of Chile and the University of the Andes.
- Director of Bci from March 30, 2010, to October 16, 2012.
Committees in which he is a titular member:
- Executive Committee of the Board
- Finance and Corporate Risk Committee
- Operational and Technological Risk Committee
- Sustainability Committee
- Ethics Committee
Votes obtained in the Ordinary Shareholders' Meeting of April 9, 2024: 15,060,256
Diego Yarur Arrasate
Director
Born in 1976. Commercial Engineer from the Pontificia Universidad Católica de Chile and MBA Columbia, NY, US.
Current Positions
- Director of Empresas Juan Yarur.
- Director of Inmobiliaria ANYA.
- Director of Empresas Jordan.
- Director of Viña Morandé.
- Director of Bci Factoring.
- Director of City National Bank.
- Director of Bci Perú.
- Member of the Sistema B Business Council.
- Member of Fundación Chilena del Pacífico.
- Member of the Advisory Board of Columbia University in Chile.
Previous Positions
- Corporate Finance, Banco Santander Investment and American Express Bank. At Bci: Development and management of key business units in Wholesale Banking, Retail Banking, M&A and Alliances, International Development, Corporate Affairs and Sustainability.
- Executive Committee of the Board.
- Finance and Corporate Risk Committee.
- Operational and Technological Risk Committee
- Innovation and Technology Committee
- People and Culture Committee
Votes obtained in the Ordinary Shareholders' Meeting of April 9, 2025: 23,821,890
José Pablo Arellano Marín
Director
Born in 1952, he is an economist from the Pontifical Catholic University of Chile, with a master's and doctorate in Economics from Harvard University. He has been a member of the Bci Board of Directors since March 16, 2011.
Other current positions:
- Senior Economist at Cieplan.
- Professor at the University of Chile and the Pontifical Catholic University of Chile.
- Director of companies and social and educational foundations.
Previous positions:
- National Budget Director.
- Minister of Education.
- CEO of Codelco.
- President of Fundación Chile.
- Consultant for the World Bank, the Inter-American Development Bank (IDB), the International Monetary Fund (IMF), the Organisation for Economic Co-operation and Development (OECD), and the United Nations.
Committees in which he is a titular member:
- Executive Committee of the Board.
- Finance and Corporate Risk Committee.
- Operational and Technological Risk Committee
- Sustainability Committee.
- Ethics Committee.
- Directors' Committee
Votes obtained in the Ordinary Shareholders' Meeting on April 9, 2025: 15,041,683
Claudia Manuela Sánchez Muñoz
Director
Born in 1972, she is a Commercial Engineer from the Universidad Adolfo Ibáñez and holds an MBA from Harvard University. She has been a member of the Bci Board of Directors since March 22, 2016.
Other current positions:
- Director of Mall Plaza and CAP.
- Director of Fundación Luksic, Fundación Make a Wish Chile, Corporación del Patrimonio Cultural de Chile, and Fundación Los Anhelos.
- Strategic consultant. She participates in the Advisory Board of Spencer Stuart Chile and in the Advisory Council of the Capital Market at the Ministry of Finance.
- Member of the International Women’s Forum.
Previous positions:
- Dean of the Business School at the Universidad Adolfo Ibáñez.
- Analyst at McKinsey & Co. in Buenos Aires.
- Associate in the Mergers and Acquisitions division for Latin America at Goldman Sachs & Co. in New York.
- Associate at VC Amadeus Capital Partners.
- Senior Manager, Strategy Division at Deloitte UK.
Committees she participates in:
- Executive Committee of the Board.
- Innovation and Technology Committee.
- People and Culture Committee.
Votes obtained in the Ordinary Shareholders' Meeting on April 9, 2025: 15.053.051
Klaus Schmidt-Hebbel Dunker
Independent Director
Born in 1955, he holds a Ph.D. in Economics from MIT, a Commercial Engineering degree, and a Master's in Economics from the Pontifical Catholic University of Chile (PUC). He has been a member of the Bci Board of Directors since November 22, 2016.
Other current positions:
- Full Professor at the Universidad del Desarrollo.
- Consultant, advisor, and director for corporations, associations, foundations, and private and public councils.
- Columnist and lecturer.
Previous positions:
- President of the Advisory Fiscal Council of Chile.
- Full Professor at the Pontifical Catholic University of Chile.
- Chief Economist of the OECD.
- Economic Research Manager at the Central Bank of Chile.
- Principal Economist at the World Bank.
- President of the Advisory Financial Committee of Chile's Sovereign Wealth Funds.
- General Director of Grupo Res Publica Chile.
- President of the Chilean Economic Society.
- President of the Monetary Club.
Committees he participates in:
- Finance and Corporate Risk Committee.
- Board Committee.
Votes obtained in the Ordinary Shareholders' Meeting on April 9, 2025: 16,412,384
Hernán Orellana Hurtado
Director
Born in 1961, he is an electronic civil engineer from the Universidad Técnica Federico Santa María. He has been a member of the Bci Board of Directors since January 24, 2017.
Other current positions:
- Director at Highservice S.A. and MI Robotic Solutions S.A.
- Advisor to companies in Innovation and Digital Transformation.
- Counselor of PROhumana.
Previous positions:
- Executive Director of the R&D Center of Telefónica.
- Dean of the Faculty of Engineering at the Universidad Andrés Bello.
- General Manager of Microsoft Chile.
- General Manager of Compaq Chile.
- Director of companies at CAP S.A., Fashion's Park S.A., Belltech S.A., IConstruye, among others.
- Member of the Investment Committee of the Aurus Technology Venture Capital Fund.
Committees he participates in:
- Operational and Technological Risk Committee
- Innovation and Technology Committee
- People and Culture Committee
Votes obtained in the Ordinary Shareholders' Meeting on April 9, 2025: 15,041,683
Mauricio Larraín Garcés
Independent Director
Lawyer from the Pontificia Universidad Católica de Chile, Master's in Economics, Pontificia Universidad Católica de Chile and Master of Laws (LL.M), Harvard University.
Current Positions:
- Member of the Board of Directors of the Universidad de Los Andes, Chile.
- Vice President of the Board of Directors of the Universidad de Los Andes, Chile.
- President of the Board of Directors of Corporación Amigos de Panguipulli.
- Founding Partner of Consultora Larrain y Larrain (Corporate governance and family businesses).
Previous Positions:
- Member of the Board of Directors of the Institute for Works of Religion - IOR (Known as "Vatican Bank").
- Chairman of the Board of Directors of Inversiones Choshuenco (Grupo Familia von Appen).
- Member of the Board of Directors of Clínica Universidad de los Andes, Chile.
- Executive President of Grupo Banco Santander in Chile. Chairman of the Board of Directors of Grupo Banco Santander Chile, Peru and Uruguay.
- General Director (Dean) of the ESE Business School of the Universidad de los Andes, Chile.
- Senior Financial Specialist of the World Bank. External Debt Manager of the Central Bank of Chile.
- Superintendent of Banks and Financial Institutions (SBIF). Chairman of the Board of Directors of the Chilean Institute for Business Administration (ICARE).
- Member of the Board of Directors of the Association of Banks and Financial Institutions (ABIF).
- Second Vice President of the Board of Directors of the Association of Banks and Financial Institutions (ABIF).
- Member of the Presidential Advisory Commission on Artistic and Cultural Matters (President Frei).
- External Professor of Capital Markets at the Universidad Adolfo Ibáñez, Viña del Mar.
- Member of the Advisory Council of the Rector of the Pontificia Universidad Católica de Chile
- Member of the Board of Directors of the Santiago Stock Exchange.
Votes obtained in the Ordinary Shareholders' Meeting of April 9, 2025: 24,725,494
Jorge Becerra Urbano
Director
Born in 1959, he is an Industrial Engineer from the University of Buenos Aires, Argentina; MBA from IESE, University of Navarra, Barcelona, Spain. He completed an MBA Exchange Program at Kellogg Graduate School of Management, Northwestern University, USA. He has been a member of the Bci Board of Directors since June 23, 2020.
Other current positions:
- Member of the Board of Directors of City National Bank of Florida, Miami, USA.
- Member of the Board of Directors of TECHO Internacional since 2017.
- Member of the Circle of Innovation of Icare.
- Member of the YPO Gold Latin America Chapter and the Euro Latam Chapter (Young President Organization).
Previous positions:
- Managing Director & Senior Partner at Boston Consulting Group.
- Member of the International Advisory Board of Endeavor Global (USA).
- Member of the Advisory Board of Endeavor Chile.
- Assistant Professor of the Financial Planning Chair at the Faculty of Engineering, University of Buenos Aires.
- Member of the International Advisory Board of IAE Business School - Argentina.
Committees he participates in:
- Innovation and Technology Committee.
- Sustainability Committee.
Votes obtained in the Ordinary Shareholders' Meeting on April 9, 2025: 15,041,413
Eugenio Von Chrismar
Chief Executive Officer
Rodrigo Corces Barja
Chief Retail Ecosystem Officer
Gerardo Spoerer H.
Chief Wholesale & Investment Banking Officer
Javier Moraga Klenner
Chief Investment and Finance Officer
José Luis Ibaibarriaga
Chief Financial Officer
Claudia Ramos A.
Chief of Innovation and Data Analytics
Juan Pablo Risco Rios
Chief Risk Officer
Pablo Jullian Grohnert
Chief Human Resources Officer
Patricio Subiabre M.
Chief Operations and Technology Officer
Fernando Carmash C.
Chief Compliance Officer
Ximena Kutscher T.
Controller
Paola Alvano C.
Chief of Corporate Affairs and Sustainability
Eugenio Von Chrismar
Chief Executive Officer
He has an extensive career in the national and international financial sector, particularly in Investment Banking and Corporate Banking, where he has stood out for leading the development of new business strategies. His experience includes the 15 years he worked in the Mexican capital market as International Staff in charge of investment banking and trading in Latin America for CitiCorp and later for Bank of America. In 1999, he joined Bci as Finance Manager, later taking on the development of the internationalization strategy by opening the bank's first branch in Miami and representative offices abroad. Subsequently, he took on the creation of Bci Corredor de Bolsa and Bci Securitizadora. In 2008, Bci Asset Management and Bci Asesoría Financiera joined, later consolidating into Bci Corporate & Investment Banking, allowing clients to access a comprehensive and coordinated proposal of all the bank's products and services. Eugenio is a Civil Engineer from the University of Santiago de Chile, specializing in Management at Harvard and the London Business School.
Rodrigo Corces Barja
Chief Retail Ecosystem Officer
He joined Bci in 1997, where he has led various executive positions. His experience outside the bank includes roles in Marketing and Sales at CMPC Companies, as well as at QUUM Marketing and Communication in Madrid. He is an Industrial Civil Engineer from the Pontifical Catholic University of Chile and holds an MBA from IESE, Spain.
Gerardo Spoerer H.
Chief Wholesale & Investment Banking Officer
Holder of a Commercial Engineering degree from the University of Chile, he holds an MBA from IESE, University of Navarra. He joined Bci Corporation on August 1, 1996, and has held various positions, including Assistant Manager in Finance and International Management, Assistant Manager in Market Risk Management, Market Risk Manager at Banco Bci, CEO of Bci Securitizadora, Distribution Area Manager at Banco Bci, Wealth Management Area Manager, and General Manager of Bci Asset Management AGF SA. He is also a Director of the Mutual Funds Association of Chile.
Javier Moraga Klenner
Chief Investment and Finance Officer
Commercial Engineer from the University of Chile, with a degree in International Economics from the Universität Mannheim, Germany, and completed the Advanced Management Program at the University of the Andes. He joined the Corporation on April 1, 2009, as Deputy Manager of Trading, subsequently serving as Manager of Sales & Trading. Previously, he worked as Finance Manager at Deutsche Bank Chile.
José Luis Ibaibarriaga
Chief Financial Officer
He joined Bci in June 2011 and assumed the role of Manager of the Financial Planning and Control Division starting January 1, 2012. With extensive experience of 25 years as CFO at Electrolux, Bellsouth Telefónica, and Aramark both inside and outside of Chile. He is a Certified Public Accountant from the University of Chile and holds an Executive MBA from the Universidad Adolfo Ibañez.
Claudia Ramos A.
Chief of Innovation and Data Analytics
Claudia Ramos is an Industrial Civil Engineer from the University of Chile with 20 years of experience in banking, tackling and leading challenges in various areas and teams, specializing in Digital Transformation.
She currently serves as Corporate Manager of Data & Analytics at Bci, with nearly 14 years of experience. Additionally, she is a director of Bci's subsidiary in Normalization and Collection Services, and Co-Chair of the Artificial Intelligence and Data committee at AMCHAM.
Juan Pablo Risco Rios
Chief Risk Officer
He joined Bci in 2003, where he has led teams across the Treasury, Finance, and Risk areas. He holds a degree in Industrial Engineering from the University of Chile, as well as additional qualifications including an MBA from Tulane University, an Advanced Management Program (AMP) from Universidad de los Andes, and a Leadership Development Program from Harvard Business School. He is also a Certified Financial Risk Manager (FRM) accredited by the Global Association of Risk Professionals.
Pablo Jullian Grohnert
Chief Human Resources Officer
He joined Bci in 2006. With over 15 years of experience, he primarily developed his career at Unilever, working in Chile, Central America, and the United States, with local and regional responsibilities. He has served as HR Manager and Director for Chile and Latin America. He is a Commercial Engineer from the Universidad Diego Portales and has completed various postgraduate programs in Management in London and the USA.
Patricio Subiabre M.
Chief Operations and Technology Officer
An Industrial Civil Engineer from the Pontifical Catholic University of Chile, he joined Bci in August 2015. With 30 years of experience in the national and regional financial sector, he built his career primarily at Citibank, where he held positions in Operations and Technology Management both in Chile and abroad.
Fernando Carmash C.
Chief Compliance Officer
He joined BCI in 1987. In 1993, he assumed the management of the Acts and Contracts Area of the Legal Department, and in 2011, he became the Legal Manager for Corporate & Investment Banking. Before joining BCI, he worked as a lawyer for the Illustrious Municipality of Valdivia and the Legal Department of the Directorate of Labor in Santiago. He is a lawyer from the Pontifical Catholic University of Chile. He completed a master's in Management and Economics for Lawyers at the Gabriela Mistral University and participated in the Executive Development Program at the Business School of the University of Los Andes in Santiago.
Ximena Kutscher T.
Controller
He joined Bci in 2003 as the Manager of the Process Audit Department. He has a vast professional trajectory in the national and international financial system, performing various managerial roles in different areas associated with internal and process audit functions. He is a Certified Public Accountant from IEB - Universidad de Santiago, holds an MBA from IEDE, Spain, and has completed the Advanced Management Program at Universidad de los Andes.
Paola Alvano C.
Chief of Corporate Affairs and Sustainability
Paola Alvano holds a degree in Business Administration from Universidad del Desarrollo. She joined Bci in 2006 and has led the Corporate Affairs and Sustainability department since 2011. Her more than 25 years of experience have been developed primarily at Telefónica and Aguas Andinas, where she addressed and led various challenges in Communications, Marketing, Sustainability, Philanthropy, and Public and Corporate Affairs. She is also a board member and director of various non-profit foundations that benefit the most vulnerable.
